💼 Freelancer Fee Calculator

See exactly how much you earn in PKR after every cut & fee

🇺🇸 USD / 🇵🇰 PKR Exchange Rate
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Calculate Your Earnings
⚠️ PeoplePerHour uses tiered fees per client.
Enter your total lifetime earnings with this specific client in the field below (in GBP ≈ USD roughly). First £250 (~$320) = 20% · £250–£5,000 = 7.5% · Over £5,000 = 3.5%
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💡 Upwork tip: Direct to Pakistani bank costs only $0.99 vs $3 for Payoneer — but uses Upwork's own exchange rate (~2-3% hidden markup). Net result is often similar. Calculator uses $0.99 fee for bank option on Upwork.
Your Complete Breakdown
You Actually Receive in Pakistan
Total Lost (USD)
Effective Loss %
📊 Same amount on other platforms
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Freelancer Fee Guide for Pakistan 2026

Confirmed Platform Fees

PlatformCutNoteBest For
Fiverr20% flatUnchanged 2025/2026Small gigs $5–$100
Upwork~10% flatNew system May 2025Long-term clients
Freelancer.com10% or $5 min$5 min kills small jobsAvoid under $50
PeoplePerHour20%→7.5%→3.5%Per client lifetimeRepeat clients
Contra0%Growing platformBest net earnings
Direct Client0%You handle invoicingTrusted clients

Payoneer Fees for Pakistan

Receiving money from Fiverr or Upwork into Payoneer is free. The cost comes when you withdraw to your Pakistani bank account:

Fee TypeAmount
Receiving from Fiverr/UpworkFREE
FX markup (USD→PKR conversion)~2% above market rate
Withdrawal to Pakistani bank~2-3% total
Annual inactivity fee$29.95 (if inactive 12mo)

Why Fiverr + Payoneer Loses You 24%

On a $100 project: Fiverr takes $20 (20%). Then Payoneer charges $3 withdrawal fee and applies a ~2% exchange rate markup. By the time money reaches your Pakistani bank, you have lost roughly $24 — 24% of your original price. This calculator shows you exactly where every rupee goes.

Wise is NOT Available in Pakistan

As of 2025/2026, Wise (TransferWise) does not allow new Pakistani users to create USD receiving accounts. Do not use it as a primary option. Payoneer remains the most reliable withdrawal method for Pakistani freelancers.

Freelancer.com Warning for Small Jobs

If you do a $10 job on Freelancer.com, they take a $5 flat minimum fee — that is 50% of your earnings. This calculator automatically warns you when the minimum fee kicks in and shows the real effective percentage. Always price your Freelancer.com work above $50 to avoid this trap.